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One of the biggest mistakes people make in their personal finance journey is keeping all their money in a savings account while inflation steadily erodes its value. While saving is important, building wealth requires investing. The challenge for many Nigerians, however, is knowing where to start.

Three of the most common investment options available to retail investors are stocks, Treasury Bills, and mutual funds. Each offers different levels of risk, returns, accessibility, and suitability depending on an individual’s financial goals.

So, which is best?

The honest answer is that there is no one-size-fits-all investment. The best choice depends largely on your financial objectives, risk tolerance, investment horizon, and understanding of the market.

Understanding Treasury Bills

Treasury Bills, commonly known as T-Bills, are short-term debt instruments issued by the Federal Government through the Central Bank of Nigeria (CBN). They are essentially loans investors give to the government in exchange for interest payments.

Treasury Bills are generally regarded as one of the safest investments because they are backed by the full faith and credit of the government.

For conservative investors, retirees, or individuals looking to preserve capital, Treasury Bills offer several advantages.

First, they provide predictable returns. Investors know in advance how much they are likely to earn at maturity.

Second, they carry relatively low risk. Unlike stocks, their value does not fluctuate significantly based on market sentiment.

Third, they are highly liquid. Investors can buy and sell them in the secondary market if necessary.

However, Treasury Bills have limitations. Their returns may not always outpace inflation, especially during periods of rising prices. If inflation stands at 25 percent while Treasury Bills yield 18 percent, investors are effectively losing purchasing power despite earning interest.

For this reason, Treasury Bills are more suitable for short-term goals such as building an emergency fund, preserving capital, or parking money temporarily.

The Case For Stocks

Stocks represent ownership in a company. When investors buy shares, they become part owners of that business and may benefit from its growth through capital appreciation and dividends.

Historically, stocks have provided some of the highest long-term returns among major asset classes. Investors who bought shares in fundamentally strong companies and held them for many years have often generated substantial wealth.

The biggest advantage of stocks is their growth potential. Unlike Treasury Bills, where returns are fixed, stocks offer unlimited upside. As companies expand, increase profitability, and improve performance, their share prices may appreciate significantly.

Dividend-paying companies also provide investors with an additional income stream. However, stocks come with higher risks.

Prices can fluctuate dramatically due to economic conditions, company performance, political developments, and investor sentiment. Market downturns can lead to substantial short-term losses.

This volatility makes stocks more suitable for individuals with longer investment horizons and a higher tolerance for risk.

Successful stock investing also requires research, patience, and emotional discipline. Investors who panic during market declines often lock in losses by selling prematurely.

For young professionals saving for retirement or long-term financial goals, stocks can be a powerful wealth-building tool.

Understanding Mutual Funds

Mutual funds offer a middle ground between Treasury Bills and direct stock investing.

A mutual fund pools money from multiple investors and invests it in a diversified portfolio of assets managed by professional fund managers.

Depending on their objectives, mutual funds may invest in stocks, bonds, Treasury Bills, money market instruments, or a combination of these assets.

One of the greatest advantages of mutual funds is diversification.

Instead of relying on the performance of a single stock or investment, investors spread risk across multiple assets. This reduces the impact of poor performance from any individual security.

Mutual funds are also professionally managed. For individuals who lack the time, knowledge, or confidence to select investments themselves, professional managers make investment decisions on their behalf.

Accessibility is another major benefit. Many mutual funds allow investors to start with relatively small amounts, making them ideal for beginners.

However, mutual funds are not without drawbacks.

Management fees can reduce overall returns over time. Additionally, investors surrender direct control over investment decisions to fund managers.

Performance also varies significantly depending on the expertise of the managers and prevailing market conditions.

Nonetheless, mutual funds remain an attractive option for investors seeking simplicity and diversification.

Which Investment Is Best?

The answer depends on who you are and what you hope to achieve. If preserving your capital is your primary concern, Treasury Bills may be the most appropriate choice. They offer stability, predictability, and lower risk.

If your objective is long-term wealth creation and you can tolerate market fluctuations, stocks may provide the highest growth potential.

If you prefer professional management and diversification without having to monitor individual investments constantly, mutual funds could be the ideal solution.

Importantly, investors do not have to choose only one option. In fact, many financial advisers recommend diversification across different asset classes.

A balanced investment portfolio may include Treasury Bills for stability, mutual funds for diversification, and stocks for growth.

This approach helps reduce risk while improving the potential for long-term returns.

Factors to Consider Before Investing

Before choosing any investment vehicle, investors should ask themselves several important questions.

What is my investment goal? Am I saving for a house, retirement, education, or short-term expenses? What is my risk tolerance? Can I withstand temporary losses without panicking? What is my investment timeline? Will I need this money in six months or twenty years? How much do I understand about the investment?

Investing in products you do not understand can lead to costly mistakes.

These questions help align investment decisions with personal financial circumstances.

The Bottom Line

There is no universally superior investment option among stocks, Treasury Bills, and mutual funds.

Treasury Bills provide safety and predictable returns. Stocks offer higher growth potential alongside greater risk. Mutual funds combine diversification with professional management.

The best investment is not necessarily the one generating the highest returns. It is the one that aligns with your financial goals, risk appetite, and investment horizon.

In an economy characterised by inflation and economic uncertainty, doing nothing may be the riskiest decision of all.

Building wealth requires moving beyond saving into thoughtful investing.

Whether through Treasury Bills, stocks, mutual funds, or a combination of all three, the important step is to start.

Because in personal finance, time in the market often matters more than trying to perfectly time the market.

Stocks, Treasury Bills, Or Mutual Funds: Which Is Best? is first published on The Whistler Newspaper

John Healey has stepped down as the United Kingdom’s Defence Secretary, citing concerns that the government’s defence spending plans are insufficient to meet growing security challenges.

His unexpected resignation follows increasing disagreements within Prime Minister Keir Starmer’s administration regarding a long-awaited Defence Investment Plan (DIP). 

The strategy is expected to outline funding arrangements for military equipment purchases and defence infrastructure projects over the next decade, following a review of Britain’s defence capabilities conducted last year.

In a resignation letter addressed to the prime minister, Healey said the decision was one he “never expected to write.” 

He criticized both Starmer and Chancellor Rachel Reeves, accusing them of failing to provide the level of financial commitment needed to strengthen national security amid escalating global threats.

He wrote: “Your DIP financial settlement, which I was first given in full on Monday the afternoon this week, falls well short of what is required for defence and the country at this dangerous time.

“The extra support is backloaded when the pressure of operations and imperative to speed up readiness to fight is in the first two years, and it rises to just 2.68 per cent of GDP in 2030, when we will reach 2.6 per cent next year with the investment we are already making.”

Healey’s departure is expected to intensify debate over the government’s defence priorities and its commitment to boosting military preparedness at a time of heightened international uncertainty.

UK Defence Secretary John Healey resigns over military spending dispute

Serena Williams’ doubles campaign at Queen’s is over after her playing partner Victoria Mboko suffered a left knee injury at the HSBC Championships doubles tournament on Wednesday.

The wild cards got their campaign off to a winning start on Tuesday, defeating No. 3 seeds Nicole Melichar-Martinez and Erin Routliffe 7-6(2), 6-2 in Williams’s first professional match since the 2022 US Open. However, Mboko slipped on the grass while trailing Karolina Pliskova 6-2, 3-4 in her opening singles contest, and was forced to retire.

Leylah Fernandez
and Laura Siegemund
advance to the semifinals via walkover, where they will face either No. 2 seeds Gabriela Dabrowski and Luisa Stefani or Iva Jovic and McCartney Kessler.

Williams, 44, will continue her comeback at the doubles in Berlin next week with her partner has yet to be announced.

Williams won 23 Grand Slam singles titles — including seven at Wimbledon — before stepping away from the game, saying at the time she was “evolving” away from tennis rather than “retiring.”

Serena Williams’ Return Ends At Queen’s Club is first published on The Whistler Newspaper

The Imo State Government has apprehended a group of individuals allegedly impersonating officials of the Ministry of Transport and operating an illegal heavy-duty vehicle taskforce across major roads in the state.

The suspects were arrested in the early hours of today at about 4:20 a.m. by the Governor’s Monitoring and Compliance Team led by Nze Chinasa Nwaneri, following credible intelligence received by the government.

The operation was carried out simultaneously along the Onitsha-Owerri Road, Port Harcourt-Owerri Road, and Aba-Owerri Road, where the fake taskforce members were reportedly extorting motorists while falsely presenting themselves as government officials.

The impersonators were rounded up by the monitoring team and will be handed over to the relevant law enforcement agencies for further investigation and prosecution.

The Imo State Government has urged residents to continue providing actionable intelligence to the appropriate authorities, assuring that prompt action will always be taken to safeguard the public and protect the integrity of government institutions.

The World Cup 2026 starts on Thursday, kicking off the biggest tournament in football history across the United States, Canada and Mexico.

A record 48 teams will play 104 matches over the next six weeks, with millions of fans turning their attention to the opening ceremony, the first games and the storylines set to define the tournament.

The opening ceremony at Mexico City Stadium in Mexico City begins at 11am local time (17:00 GMT) and will feature a celebration of Mexican and Latin music.

Mexican singer Alejandro Fernandez will perform the national anthem, joined by artists including Mana, Los Angeles Azules, Lila Downs and Belinda. Colombia’s J Balvin and Venezuela’s Danny Ocean are also set to appear, while Shakira headlines the ceremony alongside Nigeria’s Burna Boy with the debut performance of “Dai Dai”, the tournament’s official song.

Hosts Mexico then face South Africa at the same venue at 1pm local time (19:00 GMT).

Later, South Korea take on Czechia at Estadio Guadalajara (Estadio Akron) in Guadalajara, with kickoff scheduled for 8pm local time (02:00 GMT on June 12).

Mexico are the clear favourites to beat South Africa in the World Cup opener, with the Opta supercomputer giving the hosts a 66.3 percent chance of victory based on 10,000 pre-match simulations.

South Africa are assigned a 14.3 percent probability of winning, while a draw occurs in 19.4 percent of the simulations.

Looking beyond the opening fixture, Opta also projects Mexico to finish top of Group A, ahead of South Korea, Czechia and South Africa.

El Tri will be led by veteran striker Raul Jimenez and 17-year-old midfielder Gilberto Mora, while goalkeeper Guillermo Ochoa is set to make history by playing in a record sixth World Cup. South Africa, meanwhile, are appearing at the tournament for the fourth time and for the first time since hosting it in 2010.

Teams playing in Mexico will compete at some of the highest-altitude venues in the tournament. Mexico City Stadium is located about 7,300 feet (2,225 metres) above sea level, while Guadalajara sits at roughly 5,138 feet (1,566 metres).

South Korea are slight favourites against Czechia, with Opta assigning them a 42.9 percent chance of victory compared with Czechia’s 31.1 percent.

The likelihood of a draw stands at 26.0 percent, suggesting a closely contested match.

In the wider Group A outlook, South Korea have a 70 percent chance of reaching the knockout stages and a 21.3 percent probability of winning the group, while Czechia are given a 64.3 percent chance of advancing and a 17.9 percent chance of topping the standings.

While the opening ceremony and first matches take centre stage, they are far from the only stories defining this World Cup. From immigration controversies and soaring ticket prices to new technology and late injury setbacks, here’s what else is making headlines as the tournament gets under way.

Somali referee Omar Artan receives hero’s welcome after World Cup ban

Artan received a hero’s welcome in Mogadishu after being denied entry to the US ahead of the tournament. Hundreds of supporters waving Somali flags gathered to greet the referee, who had been set to become the first Somali official to officiate at a World Cup.

US authorities stopped him at Miami International Airport, citing unspecified “vetting concerns”, and FIFA later removed him from the referees’ roster. Artan told The New York Times he was questioned for 11 hours before being sent back.

Despite the setback, he remained hopeful. “I promise you, God willing, that I will attend the next one,” he told supporters.

Sky-high ticket prices anger fans

World Cup 2026 is shaping up to be the most expensive in the tournament’s history, with soaring ticket prices, costly transport and accommodation, and concerns over US immigration policies prompting some fans to reconsider attending.

FIFA introduced dynamic pricing for the first time, meaning ticket costs rise with demand. With more than 500 million ticket requests submitted during the initial sales phase, some seats have reached eye-watering prices.

“Already there’s so much inflation. I have to pay so much already for the gas to get here, and now even more for tickets, you know, that’s so awful,” a football fan told Al Jazeera.

“That definitely means I won’t be able to go and I think a lot of people are going to feel very jaded for that. So I really hope they can re-evaluate it or at least give some kind of a discount for people who are really huge fans,” she added.

When tickets first went on sale in December, prices ranged from $140 to $8,680 for the final. By April, FIFA had raised the top price to $10,990, nearly seven times the $1,550 maximum outlined in North America’s original bid.

New tech rules

FIFA and the International Football Association Board (IFAB) have introduced a series of changes aimed at speeding up play and improving decision-making.

These include upgraded semiautomated offside technology, a smart match ball fitted with sensors that send real-time data to VAR, visible five-second countdowns to discourage time-wasting on throw-ins and goal kicks, stricter substitution rules and expanded VAR powers to review clear errors involving second yellow cards, mistaken identity and incorrectly awarded corner kicks.

World Cup injury setbacks

The Netherlands have been dealt a blow with Arsenal defender Jurrien Timber ruled out after failing to recover from a groin injury. The Dutch FA said the 24-year-old was not fit enough to cope with the demands of the tournament.

Brazil have also lost a key defender, with AS Roma right back Wesley ruled out after suffering a left thigh injury in a friendly against Egypt. He has been replaced by Atalanta midfielder Ederson ahead of Brazil’s Group C opener against Morocco.

Why are drinks breaks controversial?

FIFA has introduced mandatory three-minute hydration breaks midway through each half of all 104 World Cup games, saying the measure is necessary to protect players from extreme heat following concerns raised during last year’s Club World Cup in the United States.

Critics, however, argue the rule applies too broadly, even in cooler venues, and have accused FIFA of commercialising the stoppages after allowing broadcasters to air advertisements during the breaks.

Trump might not attend United States World Cup opener

President Donald Trump has not said whether he will attend the United States’s opening World Cup match against Paraguay in Los Angeles on Friday. However, several people familiar with the tournament planning said they do not currently expect him to be there, according to a report by Politico, although his plans could still change.

The US government will still be represented at the match. The State Department said Secretary of State Marco Rubio will attend, along with Transportation Secretary Sean Duffy and Homeland Security Secretary Markwayne Mullin.

Mexico’s Claudia Sheinbaum won’t attend either

Mexican President Claudia Sheinbaum won’t be using the ticket FIFA gave her for the opening match. Instead, it went to Yolett Cervantes Cuaquehua, a 21-year-old from Veracruz who won a contest by showing off her football juggling skills.

The challenge invited young women to keep the ball up for one minute on camera, and Sheinbaum also awarded tickets to three other winners.

“They are the pride of Mexico. They will not represent the president, or the head of government, they will represent Mexico,” Sheinbaum said at a news conference to give away the ticket to Cervantes Cuaquehua

World Cup celebrations begin amid protests in Mexico City

As Mexico gets ready to host the opening match, protests are taking place across the capital. Teachers from the CNTE union, along with transport workers, farmers and families of missing people, have taken to the streets to demand better pay, pension changes and action on longstanding issues.

Some demonstrations have affected World Cup preparations, with protesters blocking roads leading to the Estadio Azteca and removing some tournament installations.

Police block an avenue to prevent protesting teachers from marching to the stadium that will host the opening match of the FIFA World Cup in Mexico City [Eduardo Verdugo/AP]

And beyond football: Why is this World Cup so politically charged?

The 2026 World Cup arrives carrying more baggage than most.

Alongside the excitement of the opening matches are concerns about immigration crackdowns, travel restrictions, the wars in Gaza and Iran, and the close relationship between FIFA boss Gianni Infantino and US President Donald Trump.

Journalist Ashish Malhotra, speaking to Al Jazeera’s The Take, argued that Trump has placed himself at the centre of the tournament. “One reason, Donald Trump. He’s really put himself front and centre for this World Cup,” he said, adding that the US president is using the event as a distraction from other crises.

Malhotra was equally critical of football’s governing body. “FIFA is 100 percent a political actor and it has been for close to a century,” he said, pointing to the organisation’s history of aligning itself with leaders accused of human rights abuses.

And yet, despite the contradictions, billions are still expected to tune in. “Sports are a bit of a drug. It’s a bit of an addiction,” Malhotra said. “The way that a World Cup brings people together is why people get sucked in.” It is perhaps the tournament’s greatest paradox: even amid controversy, the pull of the beautiful game remains difficult to resist.

FIFA chief says his organisation cannot rule on government policies after a Somali referee was denied entry into the US.

Nigerian singer, David Adeleke, popularly known as Davido, has drawn attention to the abduction of school children and teachers in Oriire Local Government Area of Oyo State during his performance at the FIFA World Cup Countdown Concert in Los Angeles on Wednesday night.

The ‘OBO’ crooner donned a custom-made jacket with the names of the 39 abducted children and their seven teachers pinned on it. On the back of the jacket, Davido also boldly wrote; “Bring Them Home.”

Davido performed his hit song ‘Fall’ and kept flaunting his jacket throughout the performance to draw attention to the abducted school children and teachers in captivity. 

This is not the first time the singer has called for the release of the abductees. He has previously called on the relevant authorities to ensure the victims are rescued without further delays in a social media post.

He stated that the current insecurity must not be allowed to continue. 

Meanwhile, Grammy-winning Nigerian singer Burna Boy is billed to perform at the FIFA World Cup Opening Ceremony in Mexico City alongside Shakira. 

Burna Boy was featured in the official 2026 World Cup song ‘Dia Dia’ with Shakira. The duo are expected to perform the song at the opening ceremony. 

Another Nigerian singer, Rema, will also perform at the US opening ceremony in Los Angeles along with Lisa and other international pop stars.

Davido draws global attention to abducted Oyo schoolchildren at World Cup Concert

Governor Uba Sani’s decision to trek for six kilometers, in order to felicitate with Kaduna State pilgrims at Mina, and offer prayers to end the insecurity bedeviling the country, have further confirmed him as “The People’s Governor”
The Head of Kaduna State Hajj Delegation, Alhaji Abubakar Mustapha, said that the Governor’s twin-gestures have demonstrated  that he is a statesman whose conduct is guided by empathy and patriotism.

A statement issued by his Chief Press Secretary, Malam Ibraheem Musa on Thursday, recalled that the entire roads leading to the tent city of Mina were cordoned off on the night of 13th Dhul Hijjah, and Governor Uba Sani had to trek to where Kaduna pilgrims were residing.
The statement quoted Alhaji Abubakar Mustapha as saying that the Governor did not only commend the pilgrims and their officials for a seamless Hajj, but also gifted each pilgrim with 300 Saudi Riyals to supplement their Basic Travelling Allowances.

According to him, Governor Uba Sani’s personal visit to the pilgrims in Muna was more important than the monetary gifts that he gave them, adding that “he was the only Governor who went to see his pilgrims in their tents and offered them words of encouragement.”

“The Governor did not pray for himself. Rather, he asked the pilgrims to pray for the end of the security challenges facing Nigeria and to resist the antics of conflict entrepreneurs who will hide under the banner of politics to foment trouble.
“As an individual, I am praying to Allah(SWT) to grant him his heart’s desires,” Alhaji Abubakar further said.

The Head of Delegation also showered praises on the Malam Salihu S Abubakar-led Special Hajj Committee for its prudence, probity and accountability.

He said that the pilgrims’ accommodation is close to the Al Masjid Haram or the Grand Mosque at Makkah, which is located along Ibrahim Khalil Street in the Misfala district.
Alhaji Abubakar Mustapha said that the meals served pilgrims are delicious, adding that the only complaint   centered around inadequate sauce, which has been addressed.

The Head of Government Delegation also pointed out that the management of Kaduna State Pilgrims Welfare Agency was assisted by able officials who eased the burden of Hajj operations.
“The Sheikh Haliru Maraya sub-Committee on Preaching sensitized pilgrims on acceptable Hajj rituals. Listening to the learned sheikh reminded me of my Islamic Religious Knowledge class in Barewa College in 1964,” he clarified.

Abubakar Mustapha who is a former Head of Kaduna State Civil Service, recalled that he first performed in 1981 and was made Amirul Hajj in 1999, confessing that this year’s pilgrimage is the best.

Hajj: How Uba Sani won hearts of Kaduna pilgrims 

Concern has continued to grow within media circles in Osun State following the reported arrest of the Secretary of the Nigeria Union of Journalists, NUJ, Osun State Council, Olalekan Akindoju, by police officers in Osogbo, on Thursday morning.

The development was confirmed by the Chairman of the Nigeria Union of Journalists, Osun State Council, Adeyemi Aboderin in a post on the official Osun NUJ WhatsApp platform.

Aboderin said, “IMPORTANT NOTICE. Policemen reportedly arrested Hon.Secretary of the Nigeria Union of Journalists, NUJ, Osun State Council, Olalekan Akindoju at his residence on Thursday morning.

“His apartment was allegedly raided by policemen, and he was taken to the State CID, Osogbo. More details coming.

The Osun NUJ chairman, in a chat with DAILY POST, also said, “Yet to ascertain the reason. I have gotten in touch with the PPRO. Reason for arrest not yet ascertained.”

Also, Daniel Odeyemi, the Chairman of the Rave FM Chapel of the NUJ, where Akindoju is a member, also confirmed that police officers reportedly arrived at his residence and took him away.

He said, “Lekan called the Head of Station this morning and said police officers stormed his house and they are taking him to the state CID.”

Odeyemi also said the Chief Executive Officer and Chairman of Rave FM, Mr Femi Adefila, has gone to the Osun State Police Command headquarters on the matter.

He also added that the whereabouts of Akindoju was not yet known as authorities at the police command headquarters claim not to be in the know of his whereabouts.

Also, sources within the NUJ said Akindoju’s whereabouts were initially unknown following the arrest, while attempts to reach him by telephone proved unsuccessful.

In another update, the Osun NUJ chairman said, “UPDATE ON AKINDOJU’S. ARREST. We have been able to track him to the cells of Police PRU unit at the Police Headquarters.

“It was probably a case of mistaken identity.

We’re working on his immediate release.

Thanks for your concern.”

Efforts to obtain an official reaction from the Osun State Police Command were unsuccessful as of press time.

The police are yet to issue a statement explaining the circumstances that led to Akindoju’s arrest or confirming the reasons for his detention.

Concerns mount over arrest of Osun NUJ Secretary

The Catholic Bishop of Nsukka Diocese in Enugu State, Prof Godfrey Onah, has described the politicians from the Nsukka Cultural Zone of Enugu State as “deceivers”.

According to him, the politicians confuse the government by lying that all is well “when indeed all is not well in the zone”.

THE WHISTLER reports that the cultural zone is made of the local governments of Nsukka, Udenu, Isi-Uzo, Igbo-Etiti, Igboeze South, Uzo-Uwani and Igboeze North.

Bishop Onah spoke during a sermon at the Nsukka Cathedral. He lamented the neglect of the zone by successive governments. He specifically bemoaned human and material losses caused by the demolition of some parts of Ogige Market, the hub of commercial activities in the zone.

Quoting him, “Nsukka politicians have continued to deceive the government, claiming that everything is in order in the cultural zone. People have been hurt. What do we have? The only thing we have is Ogige Market. How many more people will die before our politicians rise up and tell the government that it was wrong, and that nothing can repay the death of those that lost their lives? Something can be done to prevent more deaths, and to console the living: build another market and assign them freely to all those whose shops were destroyed without compensation. Nothing short of that is justice. I don’t belong to those telling the government that it is doing well in this regard.”

He said the location of the University of Nigeria at Nsukka by the federal government does not confer the ownership of the university to the cultural zone. He also expressed sadness over a recent recruitment exercise in the university.

In his words, “Does the University of Nigeria belong to Nsukka? I learnt that UNN is recruiting! How many Nsukka sons and daughters were employed? The only thing is that we have an Nsukka man as the vice chancellor. Our politicians are busy dancing around the ruling party, and our nation is sinking. What has Nsukka achieved in this government?”

It would be recalled that Gov Peter Mbah during a political rally at Nsukka Township Stadium last month promised to compensate Ogige Market traders whose shops were demolished. The demolition was to pave way for the construction of a mega bus terminal by the state government.

Our correspondent gathered that since the inception of the operations of the university in 1960, a vice chancellor from the cultural zone only emerged in 2025.

Catholic Bishop Labels Nsukka Politicians As “Deceivers” is first published on The Whistler Newspaper

Evacuated Nigerians from South Africa have arrived in Lagos after recent xenophobic tensions that left many residents in fear.

The evacuees arrived at the Murtala Muhammed International Airport, Lagos, on Thursday, aboard an Air Peace aircraft.

Their return followed efforts by the Federal Government in response to renewed attacks targeting foreign nationals in South Africa.

The Ministry of Foreign Affairs had earlier said that the first group would return on Thursday morning.

BREAKING: Xenophobia: Nigerians evacuated from South Africa arrive in Lagos